About This Role
This is a strategic, cross-functional role at a growing Ethiopian bank, where you will be the architect behind new financial products—from retail savings accounts to corporate lending solutions and digital offerings. It suits a professional with strong project management instincts who can bridge market research, financial modeling, and stakeholder alignment. Shabelle Bank appears to be expanding its product suite, so expect to work closely with marketing, risk, and operations teams to turn ideas into live banking services.
What the Requirements Say About This Role
While the listing calls for 5–8 years of experience, the real emphasis is on a track record of seeing products through from concept to market. The employer is seeking someone who can independently conduct competitive analysis, build business cases, and defend pricing models—not just execute tasks. A background in banking or fintech product management, with solid analytical and presentation skills, will be critical; the role likely values candidates who have launched at least one product line or feature before.
How to Approach This Application
Focus your CV and cover letter on specific products you have developed or improved, quantifying results wherever possible—such as customer uptake, revenue impact, or efficiency gains. Shabelle Bank will prioritize candidates who can demonstrate they understand the local market's pain points (e.g., low digital adoption, underserved SME needs). In the interview, be ready to present a concise product concept for a new retail or digital banking offering in Ethiopia, showing your ability to balance innovation with regulatory and operational realities.
Who This Role Suits
This role is best suited for a mid-career product professional in banking or financial services who thrives on building from scratch rather than maintaining existing lines. Competition is moderate to high, given the bank's growth phase and the scarcity of experienced product managers in the Ethiopian banking sector.
Vacancy Details:
Vacancy No: SB/HCM/0201/26
Job Summary
To adhere to the Shabelle Bank policy in all activities, and to actively promote equality of opportunity wherever possible.
To adhere to the confidentiality clause and uphold the Shabelle code of conduct.
To undertake such other duties as may be reasonably expected.
To provide a healthy and comfortable working environment, smoking is prohibited
Lead end-to-end product development initiatives (concept, design, approval, launch, and post-launch review).
Identify market opportunities through customer insights, competitor analysis, and industry trends.
Develop and improve retail, corporate, and digital banking products in line with the Bank’s growth strategy.
Prepare product proposals, business cases, pricing models, and financial viability analysis for management and committees.
Coordinate with Risk, Compliance, Legal, IT, Operations, and Finance to ensure regulatory and operational readiness.
Monitor product performance and recommend enhancements or corrective actions.
Ensure products comply with NBE regulations and internal policies
- Master’s Degree/BA Degree in Economics, Management, Accounting or other business-related fields
- With 5/7 years of banking/MF experience respectively, of which 2 years as a Senior officer/Team leader in bank operation and planning related areas
How To Apply
Applicants who meet the above requirements are required to submit their application letter and a short CV in PDF format not exceeding 3 pages, via the website www.ethiojobs.net. Please note that hard copies or physical applications will not be accepted. Shabelle Bank reserves the right to cancel the advertised position at its discretion. Additionally, the Bank does not charge any fees at any stage of the recruitment process.
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